One API to run accounts, biometric onboarding, wallets, cards and payments — built for banks, EMIs and fintechs. Cloud-native, ISO 20022-ready and engineered for regulatory-grade compliance.
Composable modules that work together out of the box — or independently through a single, well-documented API.
Ledger, accounts, IBANs, deposits and real-time SEPA / SWIFT payments on a cloud-native core.
Learn moreDocument verification, facial biometrics with liveness, and business onboarding in minutes.
Learn moreMulti-currency wallets, P2P transfers, top-ups and instant settlement for your end users.
Learn moreVirtual and physical Visa / Mastercard programmes with tokenisation and spend controls.
Learn moreAccept cards, SEPA and account-to-account payments with smart routing and reconciliation.
Learn moreREST & webhooks, sandbox, SDKs and granular scopes. Ship your first transaction today.
Read the docsLaunch accounts and move money on infrastructure designed for the ISO 20022 era — API-first, event-driven and horizontally scalable.
Regulatory-grade identity verification with document capture, facial biometrics and active liveness detection to stop fraud before it starts.
Store value, issue cards and accept payments across rails, with instant settlement into the same ledger.
Multi-currency balances, instant P2P, top-ups, payouts and stored-value accounts with granular limits and FX at interbank rates.
Issue virtual & physical Visa / Mastercard cards, push to Apple Pay and Google Pay, and control every authorisation in real time.
Accept cards, SEPA and account-to-account payments with smart routing, retries, reconciliation and a single reporting API.
A clean REST API, predictable webhooks, idempotency keys and a full sandbox. Create an account and move money in a handful of lines.
# Initiate a SEPA Instant credit transfer curl https://api.italianfinancial.com/v1/payments \ -H "Authorization: Bearer $TOKEN" \ -H "Idempotency-Key: 5f2c-a1" \ -d '{ "account_id": "acc_9f2b", "amount": 3500.00, "currency": "EUR", "scheme": "sepa_instant", "creditor": { "iban": "IT60X0542811101000000123456" } }' ← 201 Created { "id":"pay_7Ka2", "status":"settled", "settled_in_ms":1870 }
Security, data residency and governance engineered to the standards banks and regulators expect.
Application under Regulation (EU) 2023/1114 in progress for crypto-asset services.
Card data handled in a segmented, tokenised and audited environment.
Data stored and processed in the EU with encryption in transit and at rest.
Risk-based KYC/KYB, screening and transaction monitoring baked in.
Get sandbox access for your engineers and a solution walkthrough for your team.