/* ==========================================================================
   Italian Financial — Design System
   Style inspired by modern neobank marketing (N26-like): airy, bold type,
   soft gradients, rounded geometry, high-contrast dark hero.
   ========================================================================== */

:root {
  --ink:        #0b1020;   /* near-black navy */
  --ink-2:      #121a30;
  --ink-soft:   #1b2542;
  --paper:      #ffffff;
  --paper-2:    #f6f8fc;
  --paper-3:    #eef2f9;
  --text:       #0b1020;
  --text-muted: #5a647a;
  --text-inv:   #eaf0ff;
  --text-inv-muted: #9fb0d6;
  --line:       #e4e9f2;

  --brand:      #12d2a6;   /* mint / aqua */
  --brand-2:    #0bb6ff;   /* cyan */
  --brand-3:    #6a5cff;   /* violet */
  --brand-ink:  #06342a;

  --grad-hero:  radial-gradient(1200px 600px at 15% -10%, rgba(106,92,255,.35), transparent 60%),
                radial-gradient(900px 500px at 95% 0%, rgba(11,182,255,.28), transparent 55%),
                linear-gradient(180deg, #0b1020 0%, #0d1428 100%);
  --grad-brand: linear-gradient(120deg, var(--brand) 0%, var(--brand-2) 55%, var(--brand-3) 110%);
  --grad-text:  linear-gradient(100deg, #12d2a6, #0bb6ff 55%, #8b7bff);

  --radius:     18px;
  --radius-lg:  28px;
  --radius-sm:  12px;
  --shadow:     0 24px 60px -20px rgba(11,16,32,.28);
  --shadow-sm:  0 10px 30px -12px rgba(11,16,32,.22);
  --container:  1180px;
  --font: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0; font-family: var(--font); color: var(--text);
  background: var(--paper); line-height: 1.6;
  font-feature-settings: "cv02","cv03","cv04","ss01";
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }

h1,h2,h3,h4 { line-height: 1.08; letter-spacing: -0.02em; margin: 0 0 .4em; font-weight: 800; }
h1 { font-size: clamp(2.4rem, 6vw, 4.2rem); }
h2 { font-size: clamp(1.9rem, 4vw, 3rem); }
h3 { font-size: clamp(1.25rem, 2.4vw, 1.6rem); }
p  { margin: 0 0 1rem; }
.lead { font-size: clamp(1.05rem, 2vw, 1.35rem); color: var(--text-muted); }

.container { width: 100%; max-width: var(--container); margin: 0 auto; padding: 0 24px; }
.section { padding: clamp(64px, 9vw, 120px) 0; }
.section-tight { padding: clamp(40px, 6vw, 72px) 0; }
.center { text-align: center; }
.muted { color: var(--text-muted); }
.mono { font-family: "SFMono-Regular", ui-monospace, "JetBrains Mono", Menlo, Consolas, monospace; }
.gradient-text {
  background: var(--grad-text); -webkit-background-clip: text; background-clip: text;
  -webkit-text-fill-color: transparent; color: transparent;
}
.eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: .8rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase;
  color: var(--brand-3);
}
.eyebrow.on-dark { color: var(--brand); }
.eyebrow::before { content: ""; width: 22px; height: 2px; border-radius: 2px; background: currentColor; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; gap: 10px; cursor: pointer;
  font-weight: 700; font-size: .98rem; padding: 14px 24px; border-radius: 100px;
  border: 1px solid transparent; transition: transform .15s ease, box-shadow .2s ease, background .2s ease;
  white-space: nowrap;
}
.btn:hover { transform: translateY(-2px); }
.btn-primary { background: var(--ink); color: #fff; }
.btn-primary:hover { box-shadow: var(--shadow-sm); }
.btn-brand { background: var(--grad-brand); color: #04241d; box-shadow: 0 12px 30px -10px rgba(11,182,255,.6); }
.btn-ghost { background: transparent; border-color: var(--line); color: var(--text); }
.btn-ghost.on-dark { border-color: rgba(255,255,255,.22); color: #fff; }
.btn-light { background: #fff; color: var(--ink); }
.btn-sm { padding: 10px 18px; font-size: .9rem; }

/* ---------- Header / Nav ---------- */
.nav {
  position: sticky; top: 0; z-index: 100;
  backdrop-filter: saturate(180%) blur(12px);
  background: rgba(255,255,255,.82); border-bottom: 1px solid var(--line);
}
.nav-inner { display: flex; align-items: center; gap: 28px; height: 72px; }
.brand { display: flex; align-items: center; gap: 11px; font-weight: 800; font-size: 1.12rem; letter-spacing: -.02em; }
.brand .logo {
  width: 34px; height: 34px; border-radius: 10px; background: var(--grad-brand);
  display: grid; place-items: center; color: #04241d; font-weight: 900; font-size: 1rem;
  box-shadow: var(--shadow-sm);
}
.nav-links { display: flex; align-items: center; gap: 26px; margin-left: 8px; }
.nav-links a { font-weight: 600; font-size: .96rem; color: #33405c; }
.nav-links a:hover { color: var(--ink); }
.nav-cta { margin-left: auto; display: flex; align-items: center; gap: 12px; }
.nav-toggle { display: none; background: none; border: 0; cursor: pointer; padding: 8px; }
.nav-toggle span { display: block; width: 24px; height: 2px; background: var(--ink); margin: 5px 0; border-radius: 2px; transition: .2s; }

@media (max-width: 900px) {
  .nav-links, .nav-cta .btn-ghost { display: none; }
  .nav-toggle { display: block; margin-left: auto; }
  .nav.open .nav-links {
    display: flex; flex-direction: column; align-items: flex-start; gap: 4px;
    position: absolute; top: 72px; left: 0; right: 0; background: #fff;
    padding: 16px 24px 24px; border-bottom: 1px solid var(--line); box-shadow: var(--shadow);
  }
  .nav.open .nav-links a { padding: 10px 0; width: 100%; border-bottom: 1px solid var(--paper-3); }
}

/* ---------- Hero ---------- */
.hero { background: var(--grad-hero); color: var(--text-inv); position: relative; overflow: hidden; }
.hero::after {
  content: ""; position: absolute; inset: 0; pointer-events: none;
  background-image: radial-gradient(circle at 1px 1px, rgba(255,255,255,.05) 1px, transparent 0);
  background-size: 40px 40px; mask-image: linear-gradient(180deg, #000, transparent 70%);
}
.hero .container { position: relative; z-index: 1; }
.hero-grid { display: grid; grid-template-columns: 1.05fr .95fr; gap: 40px; align-items: center; padding: clamp(48px,7vw,96px) 0; }
.hero h1 { color: #fff; }
.hero .lead { color: var(--text-inv-muted); max-width: 40ch; }
.hero-badges { display: flex; flex-wrap: wrap; gap: 10px; margin: 22px 0 28px; }
.pill {
  display: inline-flex; align-items: center; gap: 8px; font-size: .82rem; font-weight: 600;
  padding: 8px 14px; border-radius: 100px; border: 1px solid rgba(255,255,255,.16);
  background: rgba(255,255,255,.05); color: var(--text-inv);
}
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; }
@media (max-width: 860px){ .hero-grid { grid-template-columns: 1fr; } }

/* ---------- Trust bar ---------- */
.trust { border-bottom: 1px solid var(--line); background: var(--paper); }
.trust-row { display: flex; align-items: center; justify-content: space-between; gap: 24px; flex-wrap: wrap; padding: 26px 0; }
.trust-row span { font-weight: 700; color: #93a0bd; letter-spacing: .02em; font-size: .95rem; }

/* ---------- Cards / grid ---------- */
.grid { display: grid; gap: 22px; }
.grid-2 { grid-template-columns: repeat(2,1fr); }
.grid-3 { grid-template-columns: repeat(3,1fr); }
.grid-4 { grid-template-columns: repeat(4,1fr); }
@media (max-width: 960px){ .grid-3,.grid-4 { grid-template-columns: repeat(2,1fr); } }
@media (max-width: 640px){ .grid-2,.grid-3,.grid-4 { grid-template-columns: 1fr; } }

.card {
  background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 28px; transition: transform .2s ease, box-shadow .2s ease, border-color .2s;
}
.card:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: transparent; }
.card .ico {
  width: 52px; height: 52px; border-radius: 14px; display: grid; place-items: center;
  background: var(--paper-3); margin-bottom: 18px; font-size: 1.5rem;
}
.card h3 { margin-bottom: .35em; }
.card p { color: var(--text-muted); margin: 0; font-size: .98rem; }
.card-dark { background: var(--ink-2); border-color: var(--ink-soft); color: var(--text-inv); }
.card-dark p { color: var(--text-inv-muted); }
.card-dark .ico { background: rgba(255,255,255,.07); }

.feature-link { display: inline-flex; align-items: center; gap: 6px; margin-top: 16px; font-weight: 700; color: var(--brand-3); font-size: .95rem; }
.feature-link::after { content: "→"; transition: transform .2s; }
.card:hover .feature-link::after { transform: translateX(4px); }

/* ---------- Split feature blocks ---------- */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(28px,5vw,64px); align-items: center; }
.split.reverse .split-media { order: -1; }
@media (max-width: 860px){ .split { grid-template-columns: 1fr; } .split.reverse .split-media { order: 0; } }
.check-list { list-style: none; padding: 0; margin: 22px 0 0; display: grid; gap: 12px; }
.check-list li { display: flex; gap: 12px; align-items: flex-start; color: var(--text-muted); }
.check-list li::before {
  content: "✓"; flex: none; width: 22px; height: 22px; border-radius: 50%;
  background: rgba(18,210,166,.15); color: #0a8f72; font-weight: 900; font-size: .8rem;
  display: grid; place-items: center; margin-top: 3px;
}

/* ---------- Section backgrounds ---------- */
.bg-soft { background: var(--paper-2); }
.bg-ink  { background: var(--ink); color: var(--text-inv); }
.bg-ink h2, .bg-ink h3 { color: #fff; }
.bg-ink .lead, .bg-ink p { color: var(--text-inv-muted); }
.bg-gradient { background: var(--grad-hero); color: var(--text-inv); }
.bg-gradient h2 { color: #fff; }

/* ---------- Phone mockup (app) ---------- */
.phone {
  width: 300px; max-width: 78vw; aspect-ratio: 300/620; margin: 0 auto; position: relative;
  background: #0a0f1e; border-radius: 44px; padding: 12px;
  box-shadow: 0 40px 80px -30px rgba(6,10,30,.7), inset 0 0 0 2px rgba(255,255,255,.06);
}
.phone::before { content: ""; position: absolute; top: 16px; left: 50%; transform: translateX(-50%); width: 120px; height: 26px; background: #0a0f1e; border-radius: 0 0 16px 16px; z-index: 3; }
.phone-screen { height: 100%; border-radius: 33px; overflow: hidden; background: var(--grad-hero); color: #fff; display: flex; flex-direction: column; }
.phone-top { padding: 34px 20px 8px; }
.phone-top .greet { font-size: .78rem; color: var(--text-inv-muted); }
.phone-balance { font-size: 2rem; font-weight: 800; letter-spacing: -.03em; }
.phone-chip { display:inline-flex; gap:6px; align-items:center; font-size:.7rem; background:rgba(18,210,166,.18); color:#7ff0d3; padding:4px 10px; border-radius:100px; margin-top:6px;}
.phone-card {
  margin: 14px 18px 6px; border-radius: 18px; padding: 16px; color: #04241d;
  background: var(--grad-brand); box-shadow: var(--shadow-sm); position: relative; overflow:hidden;
}
.phone-card .num { font-family: ui-monospace, monospace; letter-spacing: 2px; font-weight: 700; margin-top: 26px; font-size:.95rem; }
.phone-card .row { display:flex; justify-content:space-between; font-size:.72rem; margin-top:8px; opacity:.85;}
.phone-list { background:#fff; color:var(--ink); margin-top: 10px; border-radius: 22px 22px 0 0; padding: 16px 18px; flex:1;}
.phone-list h4 { font-size:.8rem; text-transform:uppercase; letter-spacing:.08em; color:#93a0bd; margin:2px 0 12px;}
.tx { display:flex; align-items:center; gap:12px; padding:9px 0; border-bottom:1px solid var(--paper-3);}
.tx .av { width:34px;height:34px;border-radius:11px;background:var(--paper-3);display:grid;place-items:center;font-size:1rem;}
.tx .who { font-weight:700; font-size:.86rem;}
.tx .sub { font-size:.72rem; color:var(--text-muted);}
.tx .amt { margin-left:auto; font-weight:800; font-size:.86rem;}
.tx .amt.in { color:#0a8f72; }

/* ---------- Dashboard mockup (web) ---------- */
.window {
  border-radius: 16px; overflow: hidden; background: #fff; border: 1px solid var(--line);
  box-shadow: var(--shadow);
}
.window-bar { display:flex; align-items:center; gap:8px; padding:12px 16px; background:#f3f6fb; border-bottom:1px solid var(--line); }
.window-bar i { width:11px; height:11px; border-radius:50%; background:#d7deea; display:block;}
.window-bar .url { margin-left:12px; font-size:.78rem; color:#8a96ac; background:#fff; border:1px solid var(--line); border-radius:100px; padding:4px 14px;}
.dash { display:grid; grid-template-columns: 172px 1fr; min-height: 360px; }
.dash-side { background: var(--ink); color:#cdd7ef; padding:18px 14px; }
.dash-side .brand-mini { display:flex; align-items:center; gap:8px; font-weight:800; color:#fff; margin-bottom:20px; font-size:.9rem;}
.dash-side .brand-mini .logo { width:24px;height:24px;font-size:.75rem;border-radius:7px;}
.dash-nav { list-style:none; margin:0; padding:0; display:grid; gap:3px;}
.dash-nav li { padding:9px 11px; border-radius:9px; font-size:.83rem; color:#9fb0d6; display:flex; gap:9px; align-items:center;}
.dash-nav li.active { background: rgba(18,210,166,.16); color:#7ff0d3; font-weight:700;}
.dash-main { padding:22px; background:var(--paper-2); }
.dash-head { display:flex; justify-content:space-between; align-items:center; margin-bottom:16px; flex-wrap:wrap; gap:10px;}
.dash-head h4 { margin:0; font-size:1.05rem;}
.kpis { display:grid; grid-template-columns:repeat(3,1fr); gap:12px; margin-bottom:16px;}
.kpi { background:#fff; border:1px solid var(--line); border-radius:12px; padding:14px;}
.kpi .k { font-size:.72rem; color:var(--text-muted); text-transform:uppercase; letter-spacing:.05em;}
.kpi .v { font-size:1.35rem; font-weight:800; letter-spacing:-.02em; margin-top:2px;}
.kpi .d { font-size:.72rem; font-weight:700; margin-top:2px;}
.kpi .d.up { color:#0a8f72;} .kpi .d.down{color:#d1435b;}
.chart { background:#fff; border:1px solid var(--line); border-radius:12px; padding:16px; }
.chart svg { width:100%; height:120px; display:block;}
.bars { display:flex; align-items:flex-end; gap:8px; height:120px; }
.bars .bar { flex:1; border-radius:6px 6px 0 0; background:var(--grad-brand); opacity:.9;}
@media (max-width:520px){ .dash { grid-template-columns:1fr; } .dash-side{display:none;} .kpis{grid-template-columns:1fr 1fr;} }

/* ---------- Stats ---------- */
.stats { display:grid; grid-template-columns:repeat(4,1fr); gap:24px; text-align:center;}
.stat .n { font-size:clamp(2rem,5vw,3.2rem); font-weight:900; letter-spacing:-.03em; }
.stat .l { color:var(--text-inv-muted); font-size:.9rem; font-weight:600;}
@media (max-width:640px){ .stats{grid-template-columns:1fr 1fr;} }

/* ---------- Code block (API) ---------- */
.code {
  background:#0a1024; border:1px solid #1b2542; border-radius:var(--radius); overflow:hidden;
  box-shadow: var(--shadow);
}
.code-head { display:flex; align-items:center; gap:8px; padding:12px 16px; border-bottom:1px solid #1b2542; }
.code-head i { width:11px;height:11px;border-radius:50%; background:#2a3760;}
.code-head .t { margin-left:8px; font-size:.78rem; color:#7f8db5; font-family:ui-monospace,monospace;}
.code pre { margin:0; padding:20px; overflow-x:auto; font-family:ui-monospace,"JetBrains Mono",monospace; font-size:.83rem; line-height:1.65; color:#c8d3f0;}
.code .k { color:#8b7bff;} .code .s{color:#12d2a6;} .code .c{color:#5a678f;} .code .n{color:#0bb6ff;} .code .p{color:#e6ecff;}

/* ---------- Endpoints table ---------- */
.table-wrap { overflow-x:auto; border:1px solid var(--line); border-radius:var(--radius); }
table.api { width:100%; border-collapse:collapse; min-width:560px; }
table.api th, table.api td { text-align:left; padding:14px 18px; border-bottom:1px solid var(--line); font-size:.92rem;}
table.api th { background:var(--paper-2); font-size:.75rem; text-transform:uppercase; letter-spacing:.06em; color:var(--text-muted);}
table.api tr:last-child td { border-bottom:0; }
.method { font-family:ui-monospace,monospace; font-weight:800; font-size:.76rem; padding:3px 9px; border-radius:6px;}
.method.get{background:#e5f6ff;color:#0570b0;} .method.post{background:#e6f9f1;color:#0a8f72;}
.method.put{background:#fff3e0;color:#b56a00;} .method.del{background:#fdeaee;color:#c2334c;}

/* ---------- CTA band ---------- */
.cta-band { border-radius:var(--radius-lg); padding:clamp(36px,6vw,68px); background:var(--grad-hero); color:#fff; text-align:center; position:relative; overflow:hidden;}
.cta-band h2{color:#fff;} .cta-band .lead{color:var(--text-inv-muted); max-width:52ch; margin-inline:auto;}

/* ---------- Legal / long-form ---------- */
.legal { max-width: 820px; }
.legal h2 { margin-top:2.2em; font-size:1.5rem; }
.legal h3 { margin-top:1.6em; font-size:1.15rem; }
.legal p, .legal li { color:#3a465e; }
.legal ul, .legal ol { padding-left:1.2em; }
.legal li { margin-bottom:.5em; }
.legal .updated { color:var(--text-muted); font-size:.9rem; }
.legal-toc { background:var(--paper-2); border:1px solid var(--line); border-radius:var(--radius); padding:22px 26px; margin:24px 0; }
.legal-toc ol { margin:.4em 0 0; }
.page-head { background: var(--grad-hero); color:#fff; padding: clamp(56px,8vw,96px) 0 clamp(40px,6vw,64px); }
.page-head h1 { color:#fff; }
.page-head .lead { color:var(--text-inv-muted); }
.breadcrumb { font-size:.85rem; color:var(--text-inv-muted); margin-bottom:14px; }
.breadcrumb a:hover { color:#fff; }

.notice {
  border-left:4px solid var(--brand); background:rgba(18,210,166,.08);
  padding:16px 20px; border-radius:0 12px 12px 0; margin:20px 0; color:#134;
}
.notice strong{ color:var(--ink); }

/* ---------- Footer ---------- */
.footer { background: var(--ink); color:var(--text-inv-muted); padding:64px 0 30px; }
.footer a { color:var(--text-inv-muted); }
.footer a:hover { color:#fff; }
.footer-grid { display:grid; grid-template-columns:1.4fr repeat(4,1fr); gap:32px; }
.footer .brand { color:#fff; margin-bottom:14px; }
.footer-col h5 { color:#fff; font-size:.82rem; text-transform:uppercase; letter-spacing:.08em; margin:0 0 14px;}
.footer-col ul { list-style:none; margin:0; padding:0; display:grid; gap:9px; font-size:.92rem;}
.footer-about { max-width:34ch; font-size:.92rem; }
.footer-legal { border-top:1px solid var(--ink-soft); margin-top:44px; padding-top:24px; display:flex; justify-content:space-between; gap:16px; flex-wrap:wrap; font-size:.82rem; color:#7f8db5;}
.footer-legal a { color:#7f8db5; }
.reg-badge { display:inline-flex; gap:8px; align-items:center; background:var(--ink-2); border:1px solid var(--ink-soft); border-radius:12px; padding:12px 16px; font-size:.82rem; color:#cdd7ef; margin-top:16px;}
.reg-badge b{ color:#fff; }
@media (max-width:860px){ .footer-grid{ grid-template-columns:1fr 1fr; } }
@media (max-width:520px){ .footer-grid{ grid-template-columns:1fr; } }

/* ---------- Utilities ---------- */
.stack-sm > * + * { margin-top: 10px; }
.mt-0{margin-top:0;} .mb-0{margin-bottom:0;}
.maxw-40{max-width:40ch;} .maxw-55{max-width:55ch;}
.disclaimer-mini { font-size:.8rem; color:var(--text-muted); max-width:70ch; }