Finance, built to measure

Financial infrastructure, made human.

Accounts, biometric identity, wallets, cards and payments โ€” composable building blocks for banks, EMIs and fintechs across Europe, wrapped in an experience people actually enjoy using.

๐Ÿ‡ช๐Ÿ‡บ EU data residency 99.99% uptime MiCA ยท applying
Instant ยท <10s
Balance ยท EUR
โ‚ฌ48,250
Italian Financial
โ€ขโ€ข  4291
Send Request
Stripe payout+ โ‚ฌ12,400
SEPA Instantโˆ’ โ‚ฌ1,290
Card ยท Milanoโˆ’ โ‚ฌ38,20
Infrastructure for BanksEMIsFintechsPSPsMarketplaces
One platform

One API for the entire stack.

Stop stitching vendors together. Accounts and ledgers, identity, wallets, cards and payments live behind a single, well-documented API โ€” with a console your team will actually want to open.

  • Real-time ledger with double-entry accounting
  • SEPA, SEPA Instant and SWIFT rails out of the box
  • Role-based console, audit logs and granular permissions
console.italianfinancial.com
Console
  • Overview
  • Accounts
  • Payments
  • Cards
  • Identity
Good morning, Banca Alpina ๐Ÿ‘‹
Settled today
โ‚ฌ1,284,900
Active accounts
18,204
Instant success rate
99.98%
The platform

Everything to run a modern financial product.

Adopt the whole stack or a single module. Every building block works on its own and together.

๐Ÿฆ

Core banking

Multi-currency accounts, IBANs and a real-time ledger, engineered to ISO 20022 and ready for scale.

Explore accounts โ†’
๐Ÿชช

Biometric KYC / KYB

Onboard people and businesses in minutes with liveness, document checks and ongoing AML screening.

Explore identity โ†’
๐Ÿ‘›

Payment wallet

Store, send and receive across SEPA, SEPA Instant and SWIFT, with programmable rules and limits.

Explore payments โ†’
๐Ÿ’ณ

Card issuing

Virtual and physical cards, spend controls and tokenised Apple / Google Pay โ€” issued in days.

Explore cards โ†’
๐Ÿ”€

Payment gateway

Accept payments online with a single integration, smart routing and reconciliation built in.

Explore gateway โ†’
๐Ÿ›ก๏ธ

Compliance & AML

Governance, monitoring and audit trails designed with regulators in mind, from day one.

See our approach โ†’
1 API
For the whole stack
33
SEPA countries
<10s
Instant transfers
99.99%
Uptime target
Developer-first

Ship your first account in an afternoon.

Clean REST, predictable webhooks, a full sandbox and official SDKs. Create a live account with a single call.

POST  /v1/accounts
# create a live EUR account
curl -X POST https://api.italianfinancial.com/v1/accounts \
  -H "Authorization: Bearer sk_live_โ€ฆ" \
  -d '{ "currency": "EUR", "holder": "Banca Alpina" }'

201 Created
{
  "iban": "IT60 X054 2811 1010 0000โ€ฆ",
  "status": "active",
  "rails": ["SEPA", "INSTANT"]
}
Regulatory status

Compliance-first, and transparent about it.

We hold ourselves to the same disclosure standards we build for our customers.

MiCA authorisation in progress โ€” not yet authorised. IFS S.R.L. is currently applying for authorisation as a Crypto-Asset Service Provider (CASP) under MiCA, Regulation (EU) 2023/1114. The company is not yet authorised, and regulated crypto-asset services will be offered only once the relevant authorisation has been granted by the competent authority. See our regulatory disclaimer for full details.
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Let's build the future of your bank.

Sandbox access for your engineers, a walkthrough for your team.